An Alternative to Livestock Trading Finance
Farming has its challenges, but managing your cashflow shouldn't be one of them. GO-STOCK helps you free up capital, whether you're buying new stock or unlocking the value of animals already on your farm.
GO-STOCK is a flexible, easy-to-use cashflow solution that lets you focus on running your business. We buy and own the stock, while you farm it. Once it's sold, you receive the trading margin, less fees and selling costs. It's that simple.
Every farm is different. Share a few details about your operation with us and the GO-STOCK team will be in touch to talk through how it could work for you.
How GO-STOCK Can Work for You
Ask us how GO-STOCK, a smarter alternative to livestock trading finance, can help you keep growing your farm. Designed specifically for farmers, GO-STOCK is an innovative cashflow solution that supports your farm business success.
Find your local Livestock RepWhy Choose GO-STOCK
Simple Approval Process
Quick and easy to establish, with purchase requests typically approved within 48 hours once the Master Contract is in place.
No Initial Outlay
PGG Wrightson (PGW) purchases and owns the livestock, meaning there is no initial outlay for you. This allows valuable capital to be retained and used elsewhere in your business.
Wide Product Range
Options are available for beef, sheep, dairy and deer enterprises, with selected products linked to designated meat processors.
Flexible Selling Methods
Livestock can be sold through saleyards, privately, to meat processors (via PGG Wrightson), or bought back by the farmer.
Transparent Cost Structure
All GO-STOCK fees are clearly outlined before livestock is purchased, with no changes during the contract period and no charges if you decide not to fill an approved purchase request.
Unlock Capital from Existing Livestock
PGW can purchase livestock you already own, providing you with a cash injection while allowing you to continue farming the stock.
What Happens When It’s Time to Sell the Stock?
In consultation with your PGW Livestock Rep, you decide when and where to sell the stock: store, prime or buy back. We use our livestock agency services and nationwide network of livestock reps to buy and sell the stock.
You receive the trading margin from the stock, less the fees and normal selling costs. The GO-STOCK fee is calculated per head and is based on purchase price and the length of time on the GO-STOCK contract.
All of the above is subject to our GO-STOCK contract terms.
GO-STOCK FAQs
Who owns the livestock while they are on GO-STOCK?
PGG Wrightson (PGW) owns the livestock while they are on GO-STOCK, and you farm and manage them as part of your normal farming operation. This allows you to increase livestock numbers without having to fund the upfront purchase cost yourself.
Can I use GO-STOCK for livestock I already own?
Yes. GO-STOCK may be available for livestock you already own, subject to approval and eligibility criteria. This can help release capital tied up in livestock while allowing you to continue farming them on your property.
How long can I keep the livestock for?
The length of each GO-STOCK contract depends on the livestock type. We have a range of options for beef, sheep, deer and dairy operations. Your livestock rep will discuss timeframes with you so you can decide what meets your requirements best.
Who decides when the livestock are sold?
You work with your PGW Livestock Rep to decide the best time and market to sell. This provides you with the flexibility to align selling decisions with farming objectives and market opportunities.
How is GO-STOCK different from traditional livestock finance?
Instead of funding stock purchases through a loan, PGW buys and owns the livestock while you grow and manage them on-farm. That means no upfront livestock purchase costs and no finance repayments during the term.
When the stock is sold, you receive a margin based on the sale outcome. Note: margins will vary depending on stock values and the profit achieved at sale.
How is my return calculated?
When the livestock are sold, the sale proceeds are used to cover the original livestock purchase value, GO-STOCK fees and standard selling costs. The remaining amount is paid to you as the trading margin.
Do I need to hold a PGW account to use GO-STOCK?
Yes. If you do not currently have a PGW account, you will need to open one before you can be assessed for GO-STOCK. Talk to your local livestock rep for assistance or contact the GO-STOCK team.
How long does the application process take?
Typically, purchase requests are approved within 48 hours once the Master Contract is in place. It's a quick and easy process—talk to your local livestock rep to get started or contact our GO-STOCK team directly.
What Our Clients Think
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GO-STOCK has worked really well for us. It gives us the cash flow to invest in improvements across the farm without having a lot of money tied up in livestock.
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With our business being highly seasonal, GO-STOCK has helped us manage cash flow, increase stock numbers and keep growing without tying up valuable working capital.